Attention: CPAs, CFPs, Producers, Financial Advisors and Enrolled Agents

This tax-strategy is still applicable for the 2024 filing year2024 tax return period2024 tax filing season

The #1 Overlooked Tax Strategy

Help your clients save up to $428,000 annually, secure their retirement, and set your practice apart—all with one powerful solution PenX

Gloria Charles
CEO, Pension & Financial Strategist, Visionary Leader, Trainer, Speaker
  • What Is PenX?

Rare Knowledge, Big Impact

PenX is the Financial Empowerment Institute’s exclusive branding of the defined benefit fully insured 412(e)(3) pension plan. It’s a powerful tax strategy designed to help your clients save big on taxes, build wealth, and transform their finances.

  • Stand Out as an Expert: Endorsed by tax attorneys & CPAs since 1959, yet still underutilized

  • Expand Your Advisory Services: Offer advanced tax-saving solutions your competitors aren’t providing

  • Grow Your Practice: Attract and retain high-value clients while increasing referrals

  • Why PenX Makes Tax and Financial Professionals Stand Out

Transform Your Practice to the Next Level with PenX

  • Save Big on Taxes: Clients can deduct up to $428,000 annually while lowering their taxable income
  • Enhance Retirement Savings: Contribute more significant more than 401(k)s, SEP IRA and other traditional plans allow
  • Use Tax Dollars Wisely: Convert tax dollars into wealth-building retirement contributions

See How Tax and Financial Professionals Are Using PenX to Elevate Their Practice!

“PenX helped me save my clients over $40,000 in taxes annually while securing lifetime retirement income—with the flexibility to receive a lump sum or roll it into an IRA.”

Victoria

CPA

“When I introduced PenX to my clients, it not only transformed their financial future but also enhanced my practice. They saw me as an expert with unique solutions, and I’ve gained multiple referrals since.”

Tucker

Enrolled Agent

Meet the Visionary Behind PenX

Gloria Charles

Founder & CEO
Financial Empowerment Institute, Pension & Financial Strategist, Visionary Leader, Trainer, Speaker

With over a decade in the wealth management industry, Gloria Charles is the driving force behind PenX, the ultimate retirement solution for medical professionals, small business owners and self-employed individuals. Her expertise lies in designing innovative pension plans and advanced financial strategies that deliver results. She turns your goals—financial independence, a lasting legacy, and support for loved ones—into reality. With PenX, Gloria empowers you to save big on taxes now while building a secure, fulfilled future full of confidence and smiles.

Backed by a skilled team of tax attorneys, CPAs, CFPs, and actuaries with over 25 years of experience administering more than 777 plans, FEI is committed to maximizing your benefits and helping you achieve a secure, fun, and fulfilling retirement.

Ready to Wow Your Clients?

Book a Call Now to discover how PenX can help you identify which of your small business and self-employed clients qualify.

Start transforming your clients’ finances—and your practice—today!

What Could Your Client’s Retirement Look Like with PenX?

Travel

Traveling the world

Quality Time

Spending quality time with loved ones

Stability

Pursuing passions without financial worry

With PenX, your client’s retirement isn’t just secure—it’s a life enriched with fulfillment, fun, and the freedom to embrace what truly matters.

Be the CPA Your Clients Can’t Stop Talking About!

✅ Your clients trust you to find the best tax-saving solutions
✅ PenX is a strategy that maximizes your clients’ savings, helps you attract and retain high-value clients, and grow your client base
✅ Don’t let your clients miss out on the #1 overlooked tax and retirement strategy

“Introducing PenX made my clients see me as an expert with unique solutions. I’ve gained multiple referrals since.”

Tucker

Financial Advisor

Gloria Charles
CEO, Pension & Financial Strategist, Visionary Leader, Trainer, Speaker