Attention: Medical Professionals

This tax-strategy may still be available for the 2024 filing year2024 tax return period2024 tax filing season2024 tax year submission

Save Big on Taxes, Retire with Confidence!

PenX: Tailored Financial Solutions for Medical Professionals to Maximize Tax Savings and Secure a Lifetime of Retirement Income

Gloria Charles
CEO, Pension & Financial Strategist, Visionary Leader, Trainer, Speaker
  • What Is PenX?

Your Gateway to Stress-Free Retirement

PenX is the Financial Empowerment Institute’s (FEI) exclusive brand for the defined benefit fully insured 412(e)(3) pension plan. Created by FEI, PenX represents our unique branding of the 412(e)(3) and sets a higher standard in retirement planning, with a commitment to empowering medical professionals. PenX can provides:

  • Guaranteed Income for Life: Replace your current income during retirement

  • Significant Tax Savings: Save $40,000+ each year

  • Smart Financial Planning: Fund your retirement using the money you’re already paying in taxes

  • Why PenX Is Essential for Medical Professionals

Transform Your Financial Future with PenX

  • Save Big on Taxes: Clients can deduct up to $428,000 annually while lowering their taxable income
  • Enhance Retirement Savings: Contribute more significant more than 401(k)s, SEP IRA and other traditional plans allow
  • Use Tax Dollars Wisely: Convert tax dollars into wealth-building retirement contributions

See How PenX Has Changed Lives

PenX saved us $156,500 in taxes annually and built $2.36M in five years. Now we can retire with $205,000 in annual income or a Rollover IRA!”

Sean & Carol

Anesthesiologists

“I’m saving over $40,000 in taxes each year while securing a guaranteed $280,000 in annual retirement income when I turn 62. PenX has given me the freedom to retire on my terms.”

Tucker

Dentist

Meet the Visionary Behind PenX

Gloria Charles

Founder & CEO
Financial Empowerment Institute, Pension & Financial Strategist, Visionary Leader, Trainer, Speaker

With over a decade in the wealth management industry, Gloria Charles is the driving force behind PenX, the ultimate retirement solution for medical professionals, small business owners and self-employed individuals. Her expertise lies in designing innovative pension plans and advanced financial strategies that deliver results. She turns your goals—financial independence, a lasting legacy, and support for loved ones—into reality. With PenX, Gloria empowers you to save big on taxes now while building a secure, fulfilled future full of confidence and smiles.

Backed by a skilled team of tax attorneys, CPAs, CFPs, and actuaries with over 25 years of experience administering more than 777 plans, FEI is committed to maximizing your benefits and helping you achieve a secure, fun, and fulfilling retirement.

Ready to Maximize Your Financial Health?

Book a Call Now to discover how PenX can help you, as a medical professional, achieve significant tax savings now and secure your financial future.

Start transforming your finances—and your practice—today!

What Could Your Retirement Look Like with PenX?

With PenX, your retirement isn’t just secure—it’s a life enriched with fulfillment, fun, and the freedom to embrace what truly matters.

Start Saving Big On Taxes and Secure Your Future Today!

Discover how PenX can help you save significantly more than $40,000+ in taxes each year while ensuring a stress-free and secure retirement. Take the first step toward a stress-free retirement with a pension plan designed to support the unique needs of medical professionals.

PenX helped us save a significant amount each year while securing a comfortable retirement income. It’s exactly what we needed to feel confident about our future.”

Sean & Carol

Anesthesiologists

Gloria Charles
CEO, Pension & Financial Strategist, Visionary Leader, Trainer, Speaker